For me the end of the year is a time of assessment. What were the RFC's major achievements and challenges in 2010? 2009 was very difficult and 2010 wasn’t much easier, although by early this year we’d gotten used to rough times. We knew what we faced. Since we must raise the funds we give away, we knew we’d have to make an extraordinary effort even to match our 2009 level of awards, which was $50,000 lower than in 2008.